A 10% reduction in your automobile liability, no-fault and collision premiums for 3 years, that’s what you’ll get every time for completing the course. You can retake the course after 3 years and receive the same discount at that time.After completing our course, we’ll provide you with a completion certificate usually within 48 hours . You present the certificate to your insurance company or agent, and within 90 days of course completion, your premiums will be reduced as described. Best of all, the reduction will be retroactive to the date you completed the course!Note that if you take longer than 90 days to present your certificate to your insurer, the reduction will be effective from the date you gave them the certificate.